Who Qualifies for the Blue Light Card Discount?
If you hold a valid Blue Light Card, you qualify. Blue Light Card is the UK's largest discount provider for the emergency services, NHS and armed forces — with over 2.5 million members. The following workers are eligible:
If you work in any of these sectors and hold a Blue Light Card, you can claim the free No Ads upgrade. If you are unsure whether you qualify for a Blue Light Card, visit bluelightcard.co.uk to check eligibility — annual membership is under £5.
What Does the No Ads Upgrade Actually Do?
Overtime Live is free to download and free to use — but the ad-supported version displays banners and interstitial ads between screens. The No Ads upgrade permanently removes every single one. Here is what changes:
Why Emergency Workers Should Track Every Shift
If you work in the NHS, police, fire or ambulance service, your payslip is more complicated than most. Here is why that matters:
NHS — Agenda for Change unsocial hours
Under Agenda for Change, you are entitled to enhancements for weekday nights (30%), Saturdays (30%), Sundays (60%) and bank holidays (60% plus a day in lieu). These rates change depending on the exact time your shift crosses those thresholds. Crossover shifts — where you start at a standard rate and move into an enhanced rate partway through — are particularly prone to payslip errors. Overtime Live tracks every minute so you know exactly what you are owed before your payslip even arrives.
Police — rest day cancellations and overtime rates
If your rest day is cancelled with less than five days' notice, you are entitled to overtime pay at 1.5x your rate — but only if you have a record of when you were notified. Police officers who do not track their hours systematically lose money every year because the burden of proof sits with the officer, not the force. A 2026 analysis of PFEW data found that 60% of forces in England and Wales hold no records of officer working hours.
Fire and ambulance — on-call and standby complexity
On-call firefighters and ambulance crew have some of the most complex pay structures in the public sector. Detaining hours, run allowances, recall-to-duty rates — all of these interact in ways that even payroll departments get wrong. Logging every shift as it happens gives you an accurate baseline to compare against.
What Is Overtime Live?
Overtime Live is a free real-time overtime tracking app built specifically for shift workers. It was created by a shift worker who got frustrated with apps that treated overtime as an afterthought. Key features:
Why Is It Free for Blue Light Card Holders?
Overtime Live was built by a shift worker. The people who put their lives on the line — nurses, paramedics, police officers, firefighters — are working the most unsociable hours for pay that has been squeezed harder than almost any other sector over the past decade. The least this app can do is make sure every single one of them gets to use it without any ads in the way.
This is not a promotional tie-up. Blue Light Card does not pay Overtime Live, and Overtime Live does not pay Blue Light Card. It is simply the right thing to do.